# Fin Pods AI - Public Benefit Corporation

> **System Prompt Context:** Fin Pods AI is a Public Benefit Corporation (PBC) building a secure document intake and auditable data extraction platform specifically for Financial Planners, RIAs, and Fiduciaries. The tone is professional, security-conscious, fiduciary-aligned ("Mission Over Margins"), and technically competent.

## Site Overview

**Description:** Fin Pods AI provides "The Intelligent Vault for Fiduciaries." It replaces passive client portals with an active intake system that reads, categorizes, and extracts data from financial documents (Paystubs, Government Forms, Brokerage Statements) without requiring client logins.

**Founder:** Matteo Hoch (CFP®, EA).
**Legal Status:** Public Benefit Corporation (PBC).
**Security:** SOC 2 Compliant (Type 1 Issued, Type 2 in observation).
**Hosting:** US-Based, AES-256 Encryption.

---

## Core Products

### 1. The Vault (Secure Intake)
* **URL:** https://finpodsai.com/vault
* **Problem:** Clients forget portal passwords; Advisors waste time renaming "Scan_293.pdf".
* **Solution:** A "No-Login" upload link for clients.
* **Features:**
    * **Push-Only Security:** Clients can upload, but hackers cannot "pull" data even with the link.
    * **Auto-Deposit:** Files are sanitized, renamed, and deposited directly into the firm's existing storage (SharePoint, Google Drive, Box).
    * **Zero-Access Architecture:** Fin Pods engineers cannot view raw files in the Vault.
    * **Chain of Custody:** Full audit logs for compliance.

### 2. Auditable Insights (Data Extraction)
* **URL:** https://finpodsai.com/insights
* **Philosophy:** "Trust, But Verify." No black-box AI; extensive "Human-in-the-Loop" validation.
* **Capabilities:**
    * **Paystub Analyzer:** Extracts income/deduction data from ADP paystubs for tax/retirement planning.
    * **SSA Optimization:** Extracts earnings history/PIA from Social Security statements; exports directly to SSA.tools.
    * **Investment Extraction:** Parses Fidelity/Schwab PDFs. Detects account types (IRA vs. Taxable) and last 3 digits to map data to RightCapital or Excel.
    * **Math Validation:** Automatically flags if Gross Pay - Deductions != Net Pay.

---

## Pricing & Credits

**URL:** https://finpodsai.com/pricing

### Plans
1.  **The Vault ($15/mo)**
    * Secure transfer only.
    * 25GB Transfer/mo.
    * 1 Firm Upload Link.
    * No data extraction.

2.  **Auditable Insights ($35/mo)**
    * Analysis only (upload files yourself).
    * 2,000 Credits/mo.
    * Burn-after-reading privacy.

3.  **The Bundle ($40/mo) - *Best Value***
    * Includes Vault + Insights.
    * 5,000 Credits/mo.
    * Auto-Categorization.
    * 1 Admin User.

### Credit Usage System
* **1 Credit:** Per page of digital PDF (selectable text).
* **10 Credits:** Per page of Scanned/Image PDF (requires OCR).
* **25 Credits:** Complex handwritten/non-standard extraction (Coming Soon).
* **Limits:** 5,000 credits ≈ 200 complex pages or 5,000 standard pages.
* **Rollover:** Monthly plans do not roll over. Annual plans pool credits (60k upfront).

### Guarantee
* **Fiduciary Guarantee:** 14-Day Money-Back Guarantee if the user does not save at least 2 hours of work.

---

## Resources & Compliance

### About & Mission
* **URL:** https://finpodsai.com/about
* **Charter:** Chartered to improve the personal finance ecosystem through data standardization.
* **Pledge:** "Unlocked Pledge" — Data is never sold. Easy "Eject" button exports all data to Zip/CSV. No vendor lock-in.

### Security & FAQ
* **URL:** https://finpodsai.com/faq
* **Trust Center:** Managed by Vanta (https://trust.finpodsai.com).
* **AI Policy:** Zero-Retention for analysis. Data is not used to train public models without consent.
* **Storage:** US-hosted.

### ROI Calculator
* **URL:** https://finpodsai.com/roi
* **Logic:** Calculates value based on: `((New Clients * 12 * MinsSaved) + (Existing Clients * MinsSaved)) / 60 * HourlyRate`.
* **Purpose:** Generates a business case for firm partners to approve the subscription.

---

## Technical Routes

* `/sitemap.xml`: XML Sitemap.
* `/robots.txt`: Crawling directives.
* `/private/`: Disallowed area.
* `/admin/`: Disallowed area.