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The AI Tech Stack

Real-Time Data for the
FP Alpha Tax Projector

FP Alpha is incredible at reading tax returns to find opportunities. But the tax return is history.

Fin Pods AI brings you to the present. We extract precise year-to-date data from paystubs so your simulations reflect reality, not just last year's 1040.

FP Alpha Ready Data
Data Point
YTD (Actual)
Projected
Gross Wages
$145,200
$290,400
Supplemental Pay
$25,000
$25,000
One-Time
Fed Withholding
$32,450
$64,900
401(k) Pre-Tax
$11,500
$23,000
Ready for Tax Projector Scenario 1

Don't Drive Forward Looking in the Rearview Mirror

FP Alpha's AI is brilliant at analyzing what happened (the tax return). But for year-end planning, you need to know what is happening right now.

The "Static" Approach

  • 01 FP Alpha ingests last year's tax return to set the baseline.
  • 02 Client gets a raise or changes 401k contributions mid-year.
  • 03 The projection is now based on stale data, risking a Roth Conversion surprise.

The Fin Pods Approach

  • 01 Client uploads current paystub to Fin Pods Vault (No login required).
  • 02 Fin Pods extracts YTD Gross, Federal Withholding, and Pre-Tax Deductions.
  • 03 You update the Tax Projector with validated, current-year figures in seconds.

The Modern "AI-to-AI" Workflow

1

Ingest via Vault

Send a secure link. Client drops in their most recent paystub or SSA statement. No friction.

2

Analyze & Regularize

Fin Pods flags "Supplemental Pay" (Bonuses) so you don't accidentally annualize a one-time event.

3

Update FP Alpha

Enter the verified variables into the Tax Projector to generate accurate Roth Conversion recommendations.

Input
Paystub_Nov15.pdf
Extraction
Validating Withholdings...
FP
Tax Projector
Updated Data Ready

Roth Conversions Require Precision

The difference between a perfect Roth Conversion and an unexpected tax bill is often a mid-year bonus or a forgotten capital gain distribution.

Fill the Bracket Hit the top of the 22% or 24% bracket exactly by knowing precise YTD income.
Safe Harbor Checks Ensure withholdings are on track to avoid penalties before recommending conversions.

The "Oops" Scenario

Projected Income (Old Tax Return): $250,000
Actual Income (Fin Pods Paystub Data): $285,000
Impact Analysis: Without paystub data, you would have over-converted by $35k, triggering NIIT surcharges and pushing the client into the 32% bracket.

Complete Your AI Tech Stack

FP Alpha handles the documents of the past. Fin Pods handles the documents of the present.

Get the Full Package ($40/mo) Schedule a Demo →

*Fin Pods AI is an independent Public Benefit Corporation and is not affiliated with, endorsed by, or sponsored by FP Alpha. The trademark FP Alpha® is the property of its respective owner. Fin Pods AI provides data extraction services that facilitate the manual entry of accurate data into third-party planning tools.